Learn More About Ayushman Card, How To Get Ayushman Card Online For Free, Importance, Guide, Significance, And Other More Information
The Ayushman Bharat Card, also known as the PM Jan Arogya Yojana (PMJAY) card, is a revolutionary initiative by the Government of India that offers free healthcare services to its low-income citizens.
Launched in 2018, this scheme aims to bridge the gap in medical care affordability and empower vulnerable populations to seek quality treatment without financial burden.
How To Get Ayushman Card Online For Free
This article will be your one-stop guide to understanding the Ayushman Bharat Card, its significance, and the process of obtaining it online for free.
How To Get Ayushman Card Online For Free
The Ayushman Bharat Card acts as a golden ticket to avail cashless and inpatient medical care services at empaneled hospitals across India. This scheme covers a wide range of secondary and tertiary medical procedures, including surgeries, hospitalization costs, and medication. The card offers a financial limit of up to ₹5 lakhs per family per year, providing a safety net for critical medical situations.
Importance and Significance of the Ayushman Bharat Card
The Ayushman Bharat Card holds immense importance for India’s socio-economic landscape. Here’s how it makes a difference:
- Financial Security: For low-income families, a sudden medical emergency can be financially devastating. The Ayushman Bharat Card eliminates this fear by providing cashless treatment, alleviating the burden of hefty medical bills.
- Improved Health Outcomes: By removing the cost barrier, the scheme encourages timely diagnosis and treatment, leading to better health outcomes and a healthier population.
- Empowerment: The card empowers individuals to seek necessary medical care without financial constraints, fostering a sense of well-being and dignity.
- Reduced Out-of-Pocket Expenditure: The scheme significantly reduces out-of-pocket healthcare expenses, freeing up household income for other essential needs.
Eligibility for the Ayushman Bharat Card
The Ayushman Bharat Card is targeted towards economically disadvantaged families and individuals. Here’s a glimpse into the eligibility criteria:
- Socio-Economic Caste Census (SECC) Data: Households listed in the SECC data as belonging to the lower socio-economic strata are automatically considered eligible.
- Occupation-Based Eligibility: Certain occupations, such as street vendors, domestic workers, and rickshaw pullers, are included in the beneficiary list.
- Existing Government Schemes: Beneficiaries of existing government schemes like the Ration Card or the Pradhan Mantri Ujjwala Yojana may also be eligible.
How to Get Your Ayushman Bharat Card Online (Free of Cost)
Obtaining your Ayushman Bharat Card online is a convenient and hassle-free process. Here’s a guide:
- Visit the Official PMJAY Website: Head to the official PMJAY website at https://bis.pmjay.gov.in/.
- Check Eligibility: Click on the “Am I Eligible” option on the homepage. Enter your mobile number registered with your Aadhar card.
- Verify with OTP: You will receive a one-time password (OTP) on your registered mobile number. Enter the OTP to verify your identity.
- Search Beneficiary List: The website will search the database and inform you if your name appears on the beneficiary list.
- Download Ayushman Card (if applicable): If you are eligible, you will be able to download a soft copy of your Ayushman Bharat Card.
Alternative Method: Downloading the Ayushman Bharat App
You can also download the Ayushman Bharat app available on the Google Play Store or Apple App Store. The app allows you to check your eligibility, locate empaneled hospitals, and download your e-card.
Offline Method: Visiting a CSC Centre
For those who are not comfortable with online procedures, the option to apply offline exists. You can visit your nearest CSC (Common Service Centre) with necessary documents for verification and application processing.
Important Documents Required
While applying online or visiting a CSC, you might need to have the following documents handy:
- Aadhar Card (mandatory)
- Ration Card (if applicable)
- Mobile Number registered with Aadhaar
- Photo Identity Card (if available)
Benefits of Downloading the e-Card
The e-card offers several advantages:
- Accessibility: It’s readily available on your phone, eliminating the risk of losing a physical card.
- Convenience: You can easily share it with healthcare providers electronically.
- Environment-Friendly: It reduces paper usage and promotes a sustainable approach.
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