How To Check Ayushman Card Balance Online

Learn More About Ayushman Card, How To Check Ayushman Card Balance Online, Importance, Guide, Significance, And Other More Information

The Ayushman Bharat Card, synonymous with the PM Jan Arogya Yojana (PMJAY) card, stands as a beacon of hope for millions of Indians.

Launched in 2018, this revolutionary scheme empowers low-income families to access free, cashless healthcare services at empaneled hospitals across the nation.

How To Check Ayushman Card Balance Online

The card offers a financial safety net of up to ₹5 lakhs per family per year, covering a wide range of secondary and tertiary medical procedures. But a common question arises: how can you check the available balance on your Ayushman Bharat Card?

While the card doesn’t function like a typical debit card with a specific balance, information regarding treatment availed and remaining coverage can be accessed through various online channels.

How To Check Ayushman Card Balance Online

It’s crucial to understand that the Ayushman Bharat Card doesn’t function like a traditional insurance card with a pre-loaded balance. The scheme is designed to cover specific medical procedures and associated expenses incurred during hospitalization. The ₹5 lakh limit signifies the cumulative financial coverage a family can avail under the scheme in a given year. This coverage encompasses expenses like:

  • Hospitalization costs: Room charges, doctor’s fees, nursing care, and other charges associated with your hospital stay.
  • Medical procedures: Costs related to surgeries, diagnostic tests, and other medical interventions covered under the PMJAY scheme.
  • Medication: Expenses for prescribed medications during hospitalization and, in some cases, post-discharge medications.

Why Checking Your Ayushman Bharat Card “Balance” Matters

While there isn’t a specific balance to check, accessing information about your treatment history and remaining coverage under the Ayushman Bharat scheme holds significant value. Here’s why:

  • Treatment History Tracking: Knowing details about availed treatments helps you maintain a record of your medical journey. This information proves beneficial for future consultations or follow-up care.
  • Informed Decision Making: Understanding the treatments already covered under the scheme for your family empowers you to make informed decisions regarding future medical needs.
  • Maximizing Scheme Benefits: By being aware of the remaining coverage, you can plan subsequent medical interventions or procedures within the annual limit, ensuring optimal utilization of the scheme’s benefits.

Methods to Check Your Ayushman Bharat Card Coverage Online

Fortunately, the PMJAY offers multiple convenient online methods to access information about your Ayushman Bharat Card coverage:

1. PMJAY Website:

  • Visit the official PMJAY website:
  • Click on the “Am I Eligible” option on the homepage.
  • Enter your mobile number registered with your Aadhaar card.
  • You will receive a one-time password (OTP) on your registered mobile number. Enter the OTP to verify your identity.
  • Once verified, the website will display details about your eligibility and, if applicable, a summary of treatments availed under your Ayushman Bharat Card.

2. Ayushman Bharat App:

  • Download the Ayushman Bharat app available on the Google Play Store or Apple App Store.
  • Register or log in using your mobile number linked to your Aadhaar card.
  • Once logged in, navigate to the “Beneficiary” section within the app.
  • You will find information about your eligibility and treatment history (if any) under the Ayushman Bharat scheme.

3. ABHA Health ID Portal:

  • While not directly displaying Ayushman Bharat Card coverage details, the ABHA Health ID portal ([invalid URL removed]) can be a valuable resource.
  • Link your Ayushman Bharat Card with your ABHA Health ID for better healthcare record management.
  • With consent, some empaneled hospitals may upload treatment details to your ABHA Health ID, providing a more comprehensive picture of your medical history, potentially including information about availed Ayushman Bharat benefits.

Important Considerations When Checking Coverage Online

Here are some key points to remember when checking your Ayushman Bharat Card coverage online:

  • Aadhaar Linking is Mandatory: Ensure your mobile number is registered with your Aadhaar card for verification purposes on the PMJAY website and Ayushman Bharat app.
  • Data Discrepancies: In case of any discrepancies in the displayed information, contact the local Ayushman Bharat Helpdesk or visit your nearest CSC (Common Service Centre) for assistance.
  • Privacy and Security: Always practice caution when entering personal information online. Use secure internet connections and be wary of phishing attempts.

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