How To Apply For Ayushman Card Online

Learn More About Ayushman Card, How To Apply For Ayushman Card Online, Importance, Significance, And Other More Information

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), or the Ayushman Bharat Card, is a revolutionary initiative by the Indian government.

Launched in 2018, it aims to empower low-income families by providing cashless and inpatient medical care for a defined set of illnesses. This article dives into the importance and significance of the Ayushman Card, focusing on the convenient online application process for those with internet access.

How To Apply For Ayushman Card Online

The Ayushman Card is a photo ID card issued to identified beneficiaries based on the Socio-Economic Caste Census (SECC) data. This card empowers the cardholder and their eligible family members to receive cashless hospitalization benefits at empanelled hospitals across India. The scheme covers treatment costs up to a specific limit, acting as a financial safety net during medical emergencies.

Importance and Significance

The Ayushman Card holds immense value for low-income families in India. Here’s a breakdown of its significance:

  • Financial Security: Medical emergencies can cause significant financial strain, especially for underprivileged families. The Ayushman Card provides financial security by covering hospitalization costs, reducing the risk of falling into debt due to medical bills.
  • Improved Healthcare Access: By removing the financial barrier, the scheme encourages early diagnosis and treatment. This leads to better health outcomes and a reduction in the burden of disease.
  • Empowerment: Access to quality healthcare empowers individuals and families to take charge of their well-being and break the cycle of poverty associated with medical debt.
  • Reduced Out-of-Pocket Expenditure: The scheme significantly reduces out-of-pocket expenditure on healthcare, freeing up resources for other essential needs.

How To Apply For Ayushman Card Online

The Ayushman Bharat scheme prioritizes ease of access, offering a user-friendly online application process. Here’s a step-by-step guide:

  1. Visit the PMJAY Website: Open the official PMJAY website in your preferred web browser.

  2. “Am I Eligible” Section: Locate the “Am I Eligible” section on the homepage. This is typically highlighted or displayed prominently.

  3. Mobile Number and Captcha: Enter your valid mobile number and the captcha code displayed on the screen. Click on “Generate OTP” to receive a one-time password on your mobile phone.

  4. OTP Verification: Enter the received OTP in the designated field and click on “Verify OTP.” This will verify your mobile number and grant you access to the eligibility check.

  5. Eligibility Check Methods: The website offers multiple ways to check your eligibility:

    • Mobile Number: Enter your mobile number again and any additional details requested, such as your state.
    • Name: Provide your full name and state of residence.
    • Ration Card Number: Enter your ration card number (if available) and state.
    • RSBY URN Number: If you possess a Rural Social Security Scheme (RSBY) URN number, you can use it for verification.
  6. Eligibility Status: Once you submit your chosen verification method, the website will display your eligibility status. If you are eligible, the website will display your name and details of your family members who are also covered under the scheme.

  7. Download Ayushman Card (if applicable): In some cases, you might be able to download a printable copy of your Ayushman Card directly from the website. However, physical cards are typically issued by mail or distributed through local authorities.

Additional Considerations for Online Application

  • Pre-existing Registration: While online application is the primary method, some states may have pre-registration drives. You can inquire about this on the PMJAY website or by contacting your local CSC (Common Service Center).

  • Required Documents (for future reference): While not required during the online application, keep the following documents handy for verification purposes:

    • Identity Proof: Aadhaar card, ration card, voter ID card (any one).
    • Address Proof: Aadhaar card (if address is updated), electricity bill, water bill, landline phone bill (any one).
    • Ration Card (if available): This can help verify your socio-economic status.
  • Internet Connectivity: Ensure a stable internet connection for a smooth online application process.

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